Fees
The Pandabase fee, processing costs, and an example payment.
Pandabase v2 is still in development, and we're still writing these docs. Some content may be inaccurate, incomplete, or inconsistent between pages.
Pandabase Direct costs 3.9% + 29¢ per successful transaction, plus Interchange++ fees from our payment processing partner, passed through at cost. These rates apply to software and digital products.
What Interchange++ means
Interchange++ separates card processing costs into three parts:
| Part | What it pays for |
|---|---|
| Interchange | The card issuer's fee. |
| Card network fee | The card network's fee. |
| Acquirer fee | The processing partner's fee for accepting the payment. |
These costs are added to the Pandabase fee. They aren't a single fixed rate for every payment. Adyen's explanation of Interchange++ describes this pricing model; it doesn't set the rates for your Pandabase account.
Example payment
A buyer pays $50.00. For this example only, assume the total processing partner charge is $1.00.
| Item | Amount |
|---|---|
| Payment | $50.00 |
| Pandabase fee: 3.9% × $50.00 + 29¢ | −$2.24 |
| Processing partner charge, illustrative | −$1.00 |
| Remaining after these fees | $46.76 |
The $1.00 processing charge is an example, not a quoted rate. This calculation excludes tax, payout fees, and any other charges that apply to the payment.
Other fees
Billing, disputes, standalone 3DS, and payouts can have separate charges. See Pricing for the listed rates and confirm the processing terms for your account.